Métodos de pago
Bisq ofrece unos cuantos "métodos de pago" para comprar y vender bitcoin a cambio de monedas fiat u otras criptomonedas.
Cada oferta en Bisq designa un método de liquidar los pagos para los comerciantes. El software de Bisq en realidad no se integra con esos métodos de pago -"todas las transferencias de fondos no-bitcoin se hacen fuera del sotware de Bisq".
Al contrario que las transferencias de criptomonedas, las transferencias de fiat están plagadas de defectos y limitaciones que requieren que Bisq dedique diversas medidas para favorecer intercambios justos y honestos.
Entre estas medidas están:
- Envejecimiento de la cuenta que introduce fases de intercambios máximos a través de 60 días; los tamaños de intercambio varían según el perfil de riesgo para cada método de pago.
Ver más detalles acerca de estos mecanismos en límites de cuenta
__Términos de contrato__
Fiat payment methods
The payment methods vary in chargeback risk, regional availability, transaction size, fees, privacy, verifiability, and other characteristics. The top consideration for maintaining payment methods is chargeback risk. PayPal, Venmo, and Cash App are not supported on Bisq because chargebacks for payments made with those services are relatively easy.
We welcome suggestions for new payment methods on Bisq, especially for those that enable new markets. Documentation on the criteria and process for adding new payment methods is forthcoming. For now, feel free to make suggestions by reaching out on Keybase.
Below is a list of fiat payment methods Bisq currently supports.
Note: The maximum trade sizes listed below are not available for most newly-created payment accounts. Please refer to Account signing for details on how to enable larger trade sizes for your payment accounts.
| Payment Method | Region | Trading Period | Per-Trade Limit | Notes |
|---|---|---|---|---|
| Advanced Cash* | Global | 1 day | 2.00 BTC | Not available in the USA |
| Alipay* | China | 1 day | 1.00 BTC | |
| Cash Deposit* | N/A | 4 days | 0.25 BTC | Some banks don't accept cash deposits from non-customers |
| Chase QuickPay | USA | 1 day | 0.25 BTC | |
| Face-to-Face (F2F)* | Global | 4 days | 1.00 BTC | |
| Faster Payments* | UK | 1 day | 0.25 BTC | See article for recent changes to avoid issues. |
| HalCash* | Spain | 1 day | 1.00 BTC | |
| Interac e-Transfer | Canada | 1 day | 0.25 BTC | |
| Japan Zengin Furikomi* | Japan | 1 day | 1.00 BTC | |
| MoneyBeam (N26) | Europe | 1 day | 0.25 BTC | |
| MoneyGram* | Global | 4 days | 0.50 BTC | |
| National Bank Transfer | N/A | 4 days | 0.25 BTC | |
| Perfect Money* | Europe and USA | 1 day | 1.00 BTC | |
| Popmoney | USA | 1 day | 0.25 BTC | |
| PromptPay* | Thailand | 1 day | 1.00 BTC | |
| Revolut | Global | 1 day | 0.25 BTC | See article for recent changes to avoid issues. |
| SEPA | Europe | 6 days | 0.25 BTC | |
| SEPA Instant | Europe | 1 day | 0.25 BTC | |
| Swish* | Sweden | 1 day | 1.00 BTC | |
| Transfer with Same Bank | N/A | 2 days | 0.25 BTC | |
| Transfer from Specific Banks | N/A | 4 days | 0.25 BTC | |
| US Postal Money Order* | USA | 8 days | 0.25 BTC | Maximum is $1,000 per money order within the USA |
| Uphold | Global | 1 day | 0.25 BTC | |
| WeChat Pay* | China | 1 day | 1.00 BTC | |
| Western Union | Global | 4 days | 0.50 BTC | |
| Zelle | USA | 4 days | 0.25 BTC |
* These payment methods do not need to be signed to lift the 0.01 BTC buying limit (see account signing for more details).
Payment method guides
Altcoin payment methods
Bisq also supports a variety of cryptocurrencies for buying and selling bitcoin, like XMR, ETH, ZEC, L-BTC or LTC.
Because altcoin transfers are irreversible and relatively quick, altcoin trades can be up to 2 BTC in size right away (no need to wait for account aging or account signing).
| Payment Method | Trading Period | Per-Trade Limit |
|---|---|---|
| Altcoins | 1 day | 2.00 BTC |
| Altcoins Instant | 1 hour | 2.00 BTC |
Altcoins Instant trades go by fast! Please remember to disable Instant offers in Portfolio > My Open Offers if you might not be around to settle an Instant trade.
See more details about creating altcoin accounts here.
