SuddenWhipVapor: Include limit simulator reference

2026-04-09T07:58:00Z

Include limit simulator reference

SuddenWhipVapor: Substasntial stub

2026-04-09T07:52:31Z

Substasntial stub

SuddenWhipVapor: First stub

2026-04-08T08:17:09Z

First stub

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== WIP ==

Setting a higher limit for trade amounts is an effective way to reduce security risk when dealing with new users.

← Older revision		Revision as of 07:58, 9 April 2026
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	You can import accounts from Bisq 1 and keep their account age.		You can import accounts from Bisq 1 and keep their account age.
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		+	== Trade limit calculator ==
		+
		+	Use the simulator to see which limits apply to you based on:
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		+	* Your selected payment method
		+	* The age of your payment account
		+	* Whether you have imported a signed Bisq 1 account

← Older revision		Revision as of 07:52, 9 April 2026
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−	== ~~WIP~~ ==	+	== Why are trade limits necessary? ==

−	~~Setting~~ a ~~higher~~ limit ~~for~~ trade ~~amounts~~ is ~~an effective way to reduce security risk when dealing with new users~~.	+	Most fiat payment methods carry a risk of bank chargebacks.
		+	To reduce this risk, Bisq applies both trade amount limits and trade rate limits to Bitcoin buyers, since buyers are the ones who could initiate a chargeback.
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		+	=== Fiat trades – Bitcoin buyers ===
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		+	Trade limits depend on:
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		+	* The chargeback risk of the selected payment method
		+	* Whether the buyer has imported a signed account age witness from Bisq 1
		+	* The age of the payment account
		+
		+	=== Fiat trades – Bitcoin sellers ===
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		+	For sellers, trade limits depend only on the selected payment method.
		+
		+	=== Cryptocurrency trades ===
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		+	A maximum trade amount limit equivalent to 10,000 USD applies.
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		+
		+	== How are trade limits applied? ==
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		+	Trade limits are calculated based on these rules:
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		+	* Each fiat payment method has a chargeback risk level. Depending on that level, the maximum trade amount of 10,000 USD can be reduced by up to 50%.
		+	* If a user imports a previously signed Bisq 1 account, all limits are removed.
		+	* If a payment account is older than 90 days, limits are removed. For newer accounts, limits increase gradually until reaching that age.
		+
		+	=== Trade rate limit ===
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		+	The trade rate limit (number of trades allowed per day) is based on the trade amount limit:
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		+	* It is calculated as: trade amount limit ÷ 1,000
		+	* The minimum value is 1 trade per day
		+	* Once the maximum trade amount limit is reached, the trade rate limit no longer applies
		+
		+	You can import accounts from Bisq 1 and keep their account age.

MuSig-tradelimits - Revision history

SuddenWhipVapor: Include limit simulator reference

SuddenWhipVapor: Substasntial stub

SuddenWhipVapor: First stub