ACH Transfer

Strayorigin — Sun, 03 May 2026 17:57:38 GMT

Fixed typos; improved formatting and scannability; added prominent security warning regarding micro-deposit risks.

Connecting to your own Bitcoin node

Strayorigin — Sun, 03 May 2026 17:36:02 GMT

clean up code section for easy copy

@@ Line 1: / Line 1: @@
-'''ACH Transfer''', or Automated Clearing House Trasnfer, is a payment method introduced in Bisq v1.8.0. It is primarily used for domestic, low-value payments between participating financial institutions. ACH transfers are one of the two main bank transfer payment methods in the United States, the other being [[Domestic_Wire_Transfer|domestic Wire transfers]].
+'''ACH Transfer''', or Automated Clearing House transfer, is a payment method introduced in Bisq v1.8.0. It is primarily used for domestic, low-value payments between participating financial institutions in the United States. Along with [[Domestic_Wire_Transfer|domestic wire transfers]], ACH is one of the two primary bank transfer methods used in the US.
-== What countries offer ACH Transfer? ==
+== Quick Facts ==
-ACH is only available in the United States.
+* '''Supported Countries:''' United States only.
-== What currencies are available for ACH Transfer? ==
+<div style="background-color: #fff3cd; color: #856404; padding: 15px; border: 1px solid #ffeeba; border-left: 5px solid #856404; margin: 20px 0;">
-ACH only supports transfers of USD.
+Some banks verify external accounts using micro-deposits (small transfers of a few cents). If a trade partner initiates micro-deposits, they are likely attempting to "link" your account to theirs. In the ACH system, a linked account may allow the other party to '''debit (withdraw)''' funds from your account without further authorization.
-== What is the maximum trading duration for ACH Transfer? ==
+== Account Setup & Limits ==
-The maximum trade time is 5 days, but most are completed within 2 business days. Financial institutions send ACH transfers in batches. Depending on when the transfer is initiated, it will be received the next business day, by the end of the current day, or in real time.
+=== Is my bank compatible? ===
-== What is the maximum BTC limit for ACH Transfer? ==
+=== Fees and Limits ===
-{{MaxTradeSizeBisq1}}.
+== Adding ACH Transfer to Bisq ==
 To add your ACH account to Bisq:
-# Head to the top menu and select ''Account''.
+'''Note:''' Ensure all details are accurate. Sellers can only confirm payment if the name associated with the incoming ACH transfer matches the account name listed in Bisq.
-== Are there any fees for me to be aware of when sending an ACH transfer? ==
+== How to Trade with ACH ==
-Fees charged by your bank for sending an ACH transfer can vary and it's best to check with them. Fees can also be different depending on the speed of the transfer as some banks offer expedited processing.
+=== Buying BTC ===
-Generally, banks will not charge for receiving ACH transfers, but again, it's best to check with your bank since some do charge.
+=== Selling BTC ===
-== How does dispute resolution work with ACH transfers? ==
+== Dispute Resolution ==
-If a dispute occurs, the mediator may ask the buyer to send them information showing that they made the payment of the correct amount to the BTC Seller within the correct time frame. The mediator may also ask the seller to send them information to prove their account details are correct, or in the case of the BTC Buyer making a payment late, or of the wrong amount.
+If a dispute occurs, the mediator may ask the buyer to provide proof of payment (e.g., a PDF receipt) showing the correct amount and recipient details. The mediator may also ask the seller for a redacted statement to prove their account details or to show that a payment was not received.
-For more information see [[dispute resolution]].
+For more information, see [[dispute resolution]].

@@ Line 7: / Line 7: @@
 = General node settings =
-The bitcoin.conf file needs to contain the following settings (either by adding them or editing the existing ones):
+The <code>bitcoin.conf</code> file needs to contain the following settings. You can copy and paste this block directly into your configuration file:
-<code>server=1</code><br>
+<pre>
-<code>prune=0</code><br>
+server=1
-<code>peerbloomfilters=1</code><br>
+prune=0
-which in turn:
+* '''server=1''': enables the block server mode
-* enable the block server mode
+* '''prune=0''': disables the pruning of old blocks
-* disable the pruning of old blocks
+* '''peerbloomfilters=1''': allows Bisq to run its SPV wallet
 Multiple reports have been received, where any declination of the Ronin node just won't work, or will work once, only to stop working after the next reboot, requiring a restore to network provided nodes. We are not able to suggest a workaround, except involving Ronin support.
@@ Line 28: / Line 29: @@
 = Connecting to another Bitcoin node =
-By default, Bisq maximizes your privacy by connecting to nodes run by trusted  Bisq contributors.
+By default, Bisq maximizes your privacy by connecting to nodes run by trusted Bisq contributors.
 If you'd like to connect to another node, you can specify its address in <code>Settings</code> > <code>Network Info</code>. Bisq will validate the address and connect to the specified node the next time it starts.
@@ Line 38: / Line 39: @@
 * uncheck "Use Tor for Bitcoin network" under Settings>Network in Bisq application
 * fill in your node's local network <code>ipaddress:8333</code> in "Use custom bitcoin Core nodes" field
 = Troubleshooting =
 If you get into a state where Bisq is unable to connect, or stuck at SPV resync on the loading screen, you can revert to a provided node as follows.
 For MacOS:
- <code>/Applications/Bisq.app/Contents/MacOs/Bisq -btcNodes=ybryiy2k4p4pery4qseap4iu2rxput2akuvpvczwvg4eyfafcdsvyqid.onion:8333 -useTorForBtc=true </code>
+<pre>
 /Applications/Bisq.app/Contents/MacOs/Bisq -btcNodes=ybryiy2k4p4pery4qseap4iu2rxput2akuvpvczwvg4eyfafcdsvyqid.onion:8333 -useTorForBtc=true
 For Linux:
+<pre>
- <code>/opt/bisq/bin/Bisq -btcNodes=ybryiy2k4p4pery4qseap4iu2rxput2akuvpvczwvg4eyfafcdsvyqid.onion:8333 -useTorForBtc=true </code>
+/opt/bisq/bin/Bisq -btcNodes=ybryiy2k4p4pery4qseap4iu2rxput2akuvpvczwvg4eyfafcdsvyqid.onion:8333 -useTorForBtc=true
 For Windows:
+<pre>
- <code>%localappdata%\Bisq\Bisq.exe -btcNodes=ybryiy2k4p4pery4qseap4iu2rxput2akuvpvczwvg4eyfafcdsvyqid.onion:8333 -useTorForBtc=true </code>
+%localappdata%\Bisq\Bisq.exe -btcNodes=ybryiy2k4p4pery4qseap4iu2rxput2akuvpvczwvg4eyfafcdsvyqid.onion:8333 -useTorForBtc=true
+</pre>
 After Bisq successfully started and synchronized by running it with that command, you should then go to Settings > Network info, and select again "Use provided Bitcoin Core nodes".

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ACH Transfer

Connecting to your own Bitcoin node