Bisq Wiki - User contributions [en]

Payment methods/en

2020-07-12T22:49:54Z

FuzzyBot: Updating to match new version of source page

<languages/>
Bisq offers several '''payment methods''' to buy and sell bitcoin for fiat currencies or other cryptocurrencies.

Every offer on Bisq designates a payment method for traders to settle payments. The Bisq software does not actually integrate with any payment methods—'''all non-bitcoin fund transfers are made outside of Bisq software'''.

Unlike cryptocurrency transfers, fiat payment transfers are riddled with flaws and limitations that require Bisq to employ several measures to encourage fair and honest trades.

Among these measures are:

* '''Account aging''' that phases in maximum trade sizes over 60 days; trade sizes vary by the risk profile of each payment method.
* '''Account signing''' as an additional check on account aging for payment methods with chargeback risk.

See more details on these mechanisms at [[account limits]].

__TOC__

== Fiat payment methods ==

The payment methods vary in chargeback risk, regional availability, transaction size, fees, privacy, verifiability, and other characteristics.
The top consideration for maintaining payment methods is chargeback risk. PayPal, Venmo, and Cash App are not supported on Bisq because chargebacks for payments made with those services are relatively easy.

We welcome suggestions for new payment methods on Bisq, especially for those that enable new markets. Documentation on the criteria and process for adding new payment methods is [https://github.com/bisq-network/bisq-docs/issues/172 forthcoming]. For now, feel free to make suggestions by reaching out on [https://keybase.io/team/bisq Keybase].

Below is a list of fiat payment methods Bisq currently supports.

''Note: The maximum trade sizes listed below are not available for most newly-created payment accounts. Please refer to [https://bisq.wiki/Account_signing Account signing] for details on how to enable larger trade sizes for your payment accounts. ''

{| class="wikitable sortable"
|-
! Payment Method !! Region !! Trading Period !! Per-Trade Limit !! Notes
|-
| Advanced Cash* || Global || 1 day || 2.00 BTC || Not available in the USA
|-
| Alipay* || China || 1 day || 1.00 BTC ||
|-
| Cash Deposit* || N/A || 4 days || 0.25 BTC || Some banks don't accept cash deposits from non-customers
|-
| Chase QuickPay || USA || 1 day || 0.25 BTC ||
|-
| Face-to-Face (F2F)* || Global || 4 days || 1.00 BTC ||
|-
| [[Faster Payments]]* || UK || 1 day || 0.25 BTC || [[Faster_Payments|See article]] for recent changes to avoid issues.
|-
| HalCash* || Spain || 1 day || 1.00 BTC ||
|-
| Interac e-Transfer || Canada || 1 day || 0.25 BTC ||
|-
| Japan Zengin Furikomi* || Japan || 1 day || 1.00 BTC ||
|-
| MoneyBeam (N26) || Europe || 1 day || 0.25 BTC ||
|-
| MoneyGram* || Global || 4 days || 0.50 BTC ||
|-
| National Bank Transfer || N/A || 4 days || 0.25 BTC ||
|-
| Perfect Money* || Europe and USA || 1 day || 1.00 BTC ||
|-
| Popmoney || USA || 1 day || 0.25 BTC ||
|-
| PromptPay* || Thailand || 1 day || 1.00 BTC ||
|-
| [[Revolut]] || Global || 1 day || 0.25 BTC || [[Revolut|See article]] for recent changes to avoid issues.
|-
| SEPA || Europe || 6 days || 0.25 BTC ||
|-
| SEPA Instant || Europe || 1 day || 0.25 BTC ||
|-
| Swish* || Sweden || 1 day || 1.00 BTC ||
|-
| Transfer with Same Bank || N/A || 2 days || 0.25 BTC ||
|-
| Transfer from Specific Banks || N/A || 4 days || 0.25 BTC ||
|-
| US Postal Money Order* || USA || 8 days || 0.25 BTC || Maximum is $1,000 per money order within the USA
|-
| Uphold || Global || 1 day || 0.25 BTC ||
|-
| WeChat Pay* || China || 1 day || 1.00 BTC ||
|-
| Western Union || Global || 4 days || 0.50 BTC ||
|-
| Zelle || USA || 4 days || 0.25 BTC ||
|}

<nowiki>*</nowiki> These payment methods do not need to be signed to lift the 0.01 BTC buying limit (see [https://bisq.wiki/Account_signing account signing] for more details).

=== Payment method guides ===

<div style="margin-top: 1.5em;">
<li style="display: inline-block;"> [[File:Payment-methods-advice-eur.png|thumb|none|300px|EUR payment methods overview.]] </li>
<li style="display: inline-block;"> [[File:Payment-methods-advice-usd.png|thumb|none|300px|USD payment methods overview.]] </li>
</div>

<div style="clear: both;"></div>

== Altcoin payment methods ==

Bisq also supports a [https://bisq.network/markets/ variety] of cryptocurrencies for buying and selling bitcoin, like [[XMR]], [[ETH]], [[ZEC]], [[L-BTC]] or [[LTC]].

Because altcoin transfers are irreversible and relatively quick, altcoin trades can be up to 2 BTC in size right away (no need to wait for account aging or account signing).

{| class="wikitable"
|-
! Payment Method !! Trading Period !! Per-Trade Limit
|-
| Altcoins || 1 day || 2.00 BTC
|-
| Altcoins Instant || 1 hour || 2.00 BTC
|}

Altcoins Instant trades go by fast! Please remember to disable Instant offers in <code>Portfolio</code> > <code>My Open Offers</code> if you might not be around to settle an Instant trade.

See more details about creating altcoin accounts [https://bisq.wiki/Create_an_altcoin_account here].

[[Category:Features]]

Payment methods/es

2020-07-12T22:49:42Z

FuzzyBot: Updating to match new version of source page

<languages/>
Bisq ofrece unos cuantos '''métodos de pago''' para comprar y vender bitcoin a cambio de monedas fiat u otras criptomonedas.

Cada oferta en Bisq designa un método de liquidar los pagos para los comerciantes. El software de Bisq en realidad no se integra con esos métodos de pago -'''todas las transferencias de fondos no-bitcoin se hacen fuera del sotware de Bisq'''.

Al contrario que las transferencias de criptomonedas, las transferencias de fiat están plagadas de defectos y limitaciones que requieren que Bisq dedique diversas medidas para favorecer intercambios justos y honestos.

Entre estas medidas están:

*'''Envejecimiento de la cuenta''' con periodos de límite de intercambio máximo a través de 60 días; los tamaños de intercambio varían según el perfil de riesgo para cada método de pago.
*'''Firmado de cuentas''' como una comprobación adicional del envejecimiento de la cuenta para métodos de pago con riesgo de devolución de fondos (chargeback).

Ver más detalles acerca de estos mecanismos en [[account limits | límites de cuenta]]

__TOC__

== Métodos de pago fiat ==

Los métodos de pago varían según el riesgo de reversión de cargos, disponibilidad regional, tamaño de transacción, tasas, privacidad, verificabilidad y otras características.
Lo principal para permitir los métodos de pago es el riesgo de reversión de cargos. Por este motivo PayPal, Venmo y Cash App no están soportados en Bisq; las reversiones de cargo en estos servicios son relativamente fáciles.

Agradecemos sugerencias de nuevos métodos de pago en Bisq, especialmente para habilitar nuevos mercados. La documentación sobre los criterios y proceso de adición de nuevos métodos de pago se encuentra en [https://github.com/bisq-network/bisq-docs/issues/172 forthcoming]. Por ahora, realiza sugerencias contactando en [https://keybase.io/team/bisq Keybase].

A continuación mostramos una lista de métodos de pago soportados actualmente por Bisq.

''Ten en cuenta: Los tamaños máximos de intercambio listados abajo no están disponibles para la mayoría de cuentas de pago recientemente creadas. Por favor consulta [https://bisq.wiki/Account_signing Account signing] para obtener detalles acerca de cómo habilitar tamaños mayores para tus métodos de pago.''

{| class="wikitable sortable"
|-
! Méotodo de pago !! Región !! Periodo de intercambio !! Límite por intercambio !! Notas
|-
| Advanced Cash* || Global || 1 día || 2.00 BTC || No aplica en los USA
|-
| Alipay* || China || 1 día || 1.00 BTC ||
|-
| Cash Deposit* || No aplica || 4 días || 0.25 BTC || Algunos bancos no aceptan depósitos de efectivo de no-clientes.
|-
| Chase QuickPay || USA || 1 día || 0.25 BTC ||
|-
| Cara a cara (F2F)* || Global || 4 días || 1.00 BTC ||
|-
| [[Faster Payments]]* || UK || 1 día || 0.25 BTC || [[Faster_Payments|Ver artículo]] con cambios recientes para evitar complicaciones.
|-
| HalCash* || España || 1 día || 1.00 BTC ||
|-
| Interac e-Transfer || Canadá || 1 día || 0.25 BTC ||
|-
| Japan Zengin Furikomi* || Japón || 1 día || 1.00 BTC ||
|-
| MoneyBeam (N26) || Europa || 1 día || 0.25 BTC ||
|-
| MoneyGram* || Global || 4 días || 0.50 BTC ||
|-
| National Bank Transfer || No aplica || 4 días || 0.25 BTC ||
|-
| Perfect Money* || Europa y USA || 1 día || 1.00 BTC ||
|-
| Popmoney || USA || 1 día || 0.25 BTC ||
|-
| PromptPay* || Tailandia || 1 día || 1.00 BTC ||
|-
| [[Revolut]] || Global || 1 día || 0.25 BTC || [[Revolut|ver artículo]] con cambios recientes para evitar complicaciones.
|-
| SEPA || Europa || 6 días || 0.25 BTC ||
|-
| SEPA Instant || Europa || 1 día || 0.25 BTC ||
|-
| Swish* || Suecia || 1 día || 1.00 BTC ||
|-
| Transferencia con el mismo banco || No aplica || 2 días || 0.25 BTC ||
|-
| Transferencia desde bancos específicos || No aplica || 4 días || 0.25 BTC ||
|-
| US Postal Money Order* || USA || 8 días || 0.25 BTC || Máximo 1.000USD por orden dentro de los USA
|-
| Uphold || Global || 1 día || 0.25 BTC ||
|-
| WeChat Pay* || China || 1 día || 1.00 BTC ||
|-
| Western Union || Global || 4 días || 0.50 BTC ||
|-
| Zelle || USA || 4 días || 0.25 BTC ||
|}

<nowiki>*</nowiki> Estos métodos de pago no tienen que estar firmados para elevear el límite de compra de 0.01 BTC (ver [https://bisq.wiki/Account_signing account signing] para más detalles).

=== Guías de métodos de pago ===

<div style="margin-top: 1.5em;">
<li style="display: inline-block;"> [[File:Payment-methods-advice-eur.png|thumb|none|300px|EUR payment methods overview.]] </li>
<li style="display: inline-block;"> [[File:Payment-methods-advice-usd.png|thumb|none|300px|USD payment methods overview.]] </li>
</div>

<div style="clear: both;"></div>

== Métodos de pago altcoin ==

Bisq también sporta una [https://bisq.network/markets/ variedad (eng)] de criptomonedas para comprar y vender bitcoin, como [[XMR]], [[ETH]], [[ZEC]], [[L-BTC]] or [[LTC]].

Debido a que las transferencias altcoin son reversibles y relativamente rápidas, los intercambios de altcoin pueden ser hasta de 2BTC desde el inicio (no es necesario esperar al envejecimiento o firmado de la cuenta).

{| class="wikitable"
|-
! Método de pago !! Periodo de intercambio !! Límite por intercambio
|-
| Altcoins || 1 día || 2.00 BTC
|-
| Altcoins Instant || 1 hora || 2.00 BTC
|}

Los intercambios de altcoins instant osn rápidos! Por favor recuerda deshabilitar las ofertas instantáneas en <code>Portafolio</code> > <code>Mis ofertas abiertas</code> si no estarás disponible para liquidar un intercambio Instant.

Mira más detalles acerca de cómo crear cuentas altcoin [https://bisq.wiki/Create_an_altcoin_account aquí (eng)].

[[Category:Features]]

Payment methods/en

2020-06-18T18:16:20Z

FuzzyBot: Updating to match new version of source page

Bisq offers several '''payment methods''' to buy and sell bitcoin for fiat currencies or other cryptocurrencies.

Every offer on Bisq designates a payment method for traders to settle payments. The Bisq software does not actually integrate with any payment methods—'''all non-bitcoin fund transfers are made outside of Bisq software'''.

Unlike cryptocurrency transfers, fiat payment transfers are riddled with flaws and limitations that require Bisq to employ several measures to encourage fair and honest trades.

Among these measures are:

* '''Account aging''' that phases in maximum trade sizes over 60 days; trade sizes vary by the risk profile of each payment method.
* '''Account signing''' as an additional check on account aging for payment methods with chargeback risk.

See more details on these mechanisms at [[account limits]].

__TOC__

== Fiat payment methods ==

The payment methods vary in chargeback risk, regional availability, transaction size, fees, privacy, verifiability, and other characteristics.
The top consideration for maintaining payment methods is chargeback risk. PayPal, Venmo, and Cash App are not supported on Bisq because chargebacks for payments made with those services are relatively easy.

We welcome suggestions for new payment methods on Bisq, especially for those that enable new markets. Documentation on the criteria and process for adding new payment methods is [https://github.com/bisq-network/bisq-docs/issues/172 forthcoming]. For now, feel free to make suggestions by reaching out on [https://keybase.io/team/bisq Keybase].

Below is a list of fiat payment methods Bisq currently supports.

''Note: The maximum trade sizes listed below are not available for most newly-created payment accounts. Please refer to [https://bisq.wiki/Account_signing Account signing] for details on how to enable larger trade sizes for your payment accounts. ''

{| class="wikitable sortable"
|-
! Payment Method !! Region !! Trading Period !! Per-Trade Limit !! Notes
|-
| Advanced Cash* || Global || 1 day || 2.00 BTC || Not available in the USA
|-
| Alipay* || China || 1 day || 1.00 BTC ||
|-
| Cash Deposit* || N/A || 4 days || 0.25 BTC || Some banks don't accept cash deposits from non-customers
|-
| Chase QuickPay || USA || 1 day || 0.25 BTC ||
|-
| Face-to-Face (F2F)* || Global || 4 days || 1.00 BTC ||
|-
| [[Faster Payments]]* || UK || 1 day || 0.25 BTC || [[Faster_Payments|See article]] for recent changes to avoid issues.
|-
| HalCash* || Spain || 1 day || 1.00 BTC ||
|-
| Interac e-Transfer || Canada || 1 day || 0.25 BTC ||
|-
| Japan Zengin Furikomi* || Japan || 1 day || 1.00 BTC ||
|-
| MoneyBeam (N26) || Europe || 1 day || 0.25 BTC ||
|-
| MoneyGram* || Global || 4 days || 0.50 BTC ||
|-
| National Bank Transfer || N/A || 4 days || 0.25 BTC ||
|-
| Perfect Money* || Europe and USA || 1 day || 1.00 BTC ||
|-
| Popmoney || USA || 1 day || 0.25 BTC ||
|-
| PromptPay* || Thailand || 1 day || 1.00 BTC ||
|-
| [[Revolut]] || Global || 1 day || 0.25 BTC || [[Revolut|See article]] for recent changes to avoid issues.
|-
| SEPA || Europe || 6 days || 0.25 BTC ||
|-
| SEPA Instant || Europe || 1 day || 0.25 BTC ||
|-
| Swish* || Sweden || 1 day || 1.00 BTC ||
|-
| Transfer with Same Bank || N/A || 2 days || 0.25 BTC ||
|-
| Transfer from Specific Banks || N/A || 4 days || 0.25 BTC ||
|-
| US Postal Money Order* || USA || 8 days || 0.25 BTC || Maximum is $1,000 per money order within the USA
|-
| Uphold || Global || 1 day || 0.25 BTC ||
|-
| WeChat Pay* || China || 1 day || 1.00 BTC ||
|-
| Western Union || Global || 4 days || 0.50 BTC ||
|-
| Zelle || USA || 4 days || 0.25 BTC ||
|}

<nowiki>*</nowiki> These payment methods do not need to be signed to lift the 0.01 BTC buying limit (see [https://bisq.wiki/Account_signing account signing] for more details).

=== Payment method guides ===

<div style="margin-top: 1.5em;">
<li style="display: inline-block;"> [[File:Payment-methods-advice-eur.png|thumb|none|300px|EUR payment methods overview.]] </li>
<li style="display: inline-block;"> [[File:Payment-methods-advice-usd.png|thumb|none|300px|USD payment methods overview.]] </li>
</div>

<div style="clear: both;"></div>

== Altcoin payment methods ==

Bisq also supports a [https://bisq.network/markets/ variety] of cryptocurrencies for buying and selling bitcoin, like [[XMR]], [[ETH]], [[ZEC]], [[L-BTC]] or [[LTC]].

Because altcoin transfers are irreversible and relatively quick, altcoin trades can be up to 2 BTC in size right away (no need to wait for account aging or account signing).

{| class="wikitable"
|-
! Payment Method !! Trading Period !! Per-Trade Limit
|-
| Altcoins || 1 day || 2.00 BTC
|-
| Altcoins Instant || 1 hour || 2.00 BTC
|}

Altcoins Instant trades go by fast! Please remember to disable Instant offers in <code>Portfolio</code> > <code>My Open Offers</code> if you might not be around to settle an Instant trade.

See more details about creating altcoin accounts [https://bisq.wiki/Create_an_altcoin_account here].

[[Category:Features]]

Translations:Payment methods/18/en

2020-06-18T18:16:02Z